Tort reform in South Carolina has become a major battleground, with the business community, government officials, and insurance companies supporting reform, while trial attorneys are fighting to protect the current landscape. Senate bill S. 244, known as “The Justice Act,” aims to bring proportional liability to the state’s legal system. The Mom and Pop Alliance of SC strongly endorses this bill, as it would hold parties accountable based on their percentage of fault in accidents, rather than forcing one party to be fully responsible due to their financial resources.
Small businesses in South Carolina are facing high costs and unfair lawsuits, with liquor liability rates skyrocketing and insurance carriers leaving the state. The lack of proportional liability and the $1 million coverage minimum create incentives for lawsuits that are unsustainable for small businesses. This has led to rising insurance rates and difficulty in finding coverage for venues, resulting in many businesses being unfairly held financially responsible.
The Mom and Pop Alliance supports S. 244 as a solution to these issues, as it would bring much-needed relief to small businesses and promote personal responsibility. The article also highlights the impact of lawsuits on convenience stores, such as Jack’s in Lancaster, and the challenges faced by other types of businesses in the state. The author, Diane Hardy, who founded the Mom and Pop Alliance, emphasizes the need for reform to prevent small businesses from closing and ensure a fairer legal system for all.
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